Ward Homes - FirstBuy

FirstBuy helps you move

Announced in the Government’s budget back in March, FirstBuy is a great opportunity for first time buyers to get on the property ladder. Working with the Government, we could give you a 20% equity loan, which means you could buy with a much smaller deposit - as little as 4% - with a 76% mortgage. Plus you’ll still own 100% of your home.

For example, to purchase a new home from us for £200,000 you would need to raise a deposit of just £8,000 and secure a mortgage of £152,000, the remainder of the purchase price would be covered by the shared equity loan. If you sold after 5 years you would repay us 20% of the sale value - £42,000 on a sale of £210,000 or £30,000 on a sale of £180,000, for example.

Don’t miss out. Find a Ward home near you and register your interest to take advantage of FirstBuy.

With your deposit in reach what's stopping you moving?

Find out how little you might need to save with our deposit calculator.

Choose a purchase price:

£110,000	£16,500	£5,500	£0
£120,000	£18,000	£6,000	£0
£130,000	£19,500	£6,500	£1,300
£140,000	£21,000	£7,000	£1,400
£150,000	£22,500	£7,500	£1,500
£160,000	£24,000	£8,000	£1,600
£170,000	£25,500	£8,500	£1,700
£180,000	£27,000	£9,000	£1,800
£190,000	£28,500	£9,500	£1,900
£200,000	£30,000	£10,000	£2,000
£210,000	£31,500	£10,500	£2,100
£220,000	£33,000	£11,000	£2,200
£230,000	£34,500	£11,500	£2,300
£240,000	£36,000	£12,000	£2,400
£250,000	£37,500	£12,500	£2,500
£260,000	£39,000	£13,000	£7,800
£270,000	£40,500	£13,500	£8,100
£280,000	£42,000	£14,000	£8,400
£290,000	£43,500	£14,500	£8,700
£300,000	£45,000	£15,000	£9,000