You could be eligible if you are looking to buy a new home in England and:
- you are a first-time buyer
- you want to move from social rented accommodation and buy your own home
- you are a key worker, eg working for the NHS
- you are in rented accommodation
- you are running out of room at home, eg need more bedrooms for your expanding family
Your household income must not exceed £60,000 per annum to qualify for this scheme.
Simple Steps. You're just a few steps away from owning your dream home. Find out more.
Developments currently participating in the HomeBuy Direct scheme:
The Woodlands, Maidstone, Kent, ME15 9EZ
Orchard Park, Sittingbourne, Kent, ME10 4EL
Worked example based on a £120,000 purchase price:
You arrange mortgage (66.5%) £79,800
You provide a deposit (3.5%)* £4,200
We arrange equity loan (30%) £36,000
Total purchase price £120,000
TYPICAL APR = 6.24%.
For full terms and conditions click here
Download the HomeBuy Direct Buyers Guide.
* based on 5% deposit after 30% loan applied, ie. 3.5% of purchase price.
Ward Homes is a trading name of BDW Trading Ltd.
BDW Trading Limited (company number 03018173) whose registered address is Barratt House, Cartwright Way, Forest Business Park, Bardon Hill, Coalville, Leicestershire, LE67 1UF (“BDW”). BDW is a subsidiary of Barratt Developments Plc